With a tax-free budget you exchange part of your gross salary, gross holiday allowance or bonus for benefits, without paying income tax on it. Your employer decides whether you have this budget and how much it is.
How much can you spend?
In most cases the app shows your annual tax-free budget. You can use it for one-off benefits, such as vouchers, and for monthly benefits, such as a gym subscription. For monthly benefits, divide the annual budget by 12.
- Budget of €600 a year: you can spend €50 a month on monthly benefits, or €600 on one-off benefits.
- You spend €100 on a voucher: €500 is left. For monthly benefits that is €500 / 12 = €41.66 a month.
What do you gain?
You don't pay income tax on the amount you spend on benefits. You save at least 36% and up to 49.5% of that amount. Exactly how much depends on your salary and tax bracket.
Calculate your benefit in the app:
- Tap your tax-free budget card.
- Tap "About tax-free budget".
- Choose your salary range.
You will see an estimate of your benefit. You can also see it for a specific benefit: tap the amount and then "You are saving (estimate)".
Note: tax-free budgets almost always expire at the end of the year. So make sure you use them in time.